Mortgage defect growth points to emerging concern

National Mortgage News | by Brad Finkelstein

Published November 21, 2024

As both origination volume and interest rates increased during the second quarter, mortgage defect rates rose too, increasing by nearly 15% compared with the first quarter, Aces Quality Management said.

This marks the second consecutive quarter where defect rates were higher. That, along with the fact they are inching up back to the 2% level, is troubling, the accompanying report said.

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