Compliance Calendar

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Compliance Calendar for October 2025

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CFPB Final Rule: Overdraft Lending- Very Large Financial Institutions

Effective: October 1, 2025
Industry: Consumer Lending
Source: CFPB   Final Rule →
Tags: Reg Z TILA, Reg E EFTA
Details

The Consumer Financial Protection Bureau (CFPB) amends Regulations E and Z to update regulatory exceptions for overdraft credit provided by very large financial institutions, thereby ensuring that these extensions of overdraft credit adhere to consumer protections required of similarly situated products, unless the overdraft fee is a small amount that only recovers estimated costs and losses. The rule allows consumers to better comparison shop across credit products and provides substantive protections that apply to other consumer credit.

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