Compliance Calendar

Purpose - This Mortgagee Letter (ML) updates FHA’s requirements for the servicing of FHA-insured Mortgages, including those in Default, and the filing of associated claims.

This ML also extends the COVID-19 Recovery Loss Mitigation Options (COVID-19 Recovery Option) through February 1, 2026.

Effective Date - The provisions of this ML are effective on February 2, 2026.

All updates will be incorporated into a forthcoming update of the HUD Handbook 4000.1, FHA Single Family Housing Policy Handbook (Handbook 4000.1).

Affected Programs - The provisions of this ML apply to all FHA Title II Single Family forward mortgage programs.

Click the link to read the full notice.